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Obamacare Helping or Hurting?

November 15, 2013

There has been talk about Obamacare in the last few weeks, but does anyone know what Obamacare really is? Sure, we have all heard that Obama care will allow more and more people to get health insurance and people with preexisting conditions will also be able to obtain insurance and so on and so on. It sounds like a great plan when that’s all you hear but is all of that worth what we will have to give up.

The first thing that you will have to do once Obamacare is enforced, starting January first 2014, is you will have to obtain health insurance, get an exemption, or pay a fee for not having insurance. I for one do not see how this can be possible in America today. No one should be forced to pay a tax just because they choose not to obtain health insurance. In my opinion this goes against our freedoms as American citizens. I’m not saying people shouldn’t have health insurance, I’m just thinking isn’t it our choice as American citizens whether we need it or not? It should not be possible for the American government to put a tax on something that should be up to us as American people to have. We shouldn’t have to pay into something if we are never intending to use.

Another point about Obamacare that no one seems to address is how it will affect people’s employment. By 2015 employers that employ over 50 full time employees will have to provide health insurance to those people. It sounds great for those employees when you first hear it, but let’s think about that for a minute. If I am running a business with a little over 50 employees by 2015 I probably would cut back hours making some of those employees only part time workers, it’s not because I don’t want to help my employees out it’s just due to the fact that I’m saving a lot of money by cutting back. This also could mean fewer opportunities for work as well due to employers not wanting to have to pay in extra money for insurance. As college students about to be in the job market this should be an issue. How is this going to help the unemployment situations that were already in? This won’t help anything at all because those employees that got their hours cut back due to the affordable health care act will then also have a smaller income than they had before. I know everyone is all for making employers provide health insurance but people that work for small businesses will not see any benefits from this new rule, and in fact it may have the opposite effect.

One other glaring hole in this plan is the actual cost of implementing Obamacare, and how it will affect the dreaded budget deficit that we all hear about. According to the CBO (Congressional Budget Office) Obamacare is projected to cost over 1.6 trillion dollars over the next nine years, this means one of two things for us American citizens. One; we either pay more taxes or we America’s budget deficit increases. This doesn’t make much sense since Obama was supposed to pull us out of the large deficit that we are in.

Overall there are many glaring holes within the Obamacare system that are not addressed that we need to take the time to look at. Sometimes when something sounds good there are underlying issues that could make for bigger problems. Do we really think that these issues with Obamacare are worth what we will get from the act?

Submitted by Durward on behalf of the Monmouth College Republicans club media committee.

Kara Durward

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